For all of your Texas Insurance needs

Auto. Home. Life. Business.

You’re minutes away from the best coverage for your home, car and more.

Protecting Austin Families Since 1988

Hammer & Associates Insurance is a local Austin agency that helps you protect what matters most with the right coverage for your home, car, and family. For decades, Mike Hammer and his team have helped individuals and families across Northwest Austin, Cedar Park and the surrounding area protect what matters most. With deep roots in the community and years of experience navigating Texas insurance, we take the time to explain your options, answer your questions, and make sure your coverage keeps up with your life.

HOME

Your home is more than a roof; it’s where your life happens. We’ll help you protect your house, condo, or townhome against storms, theft and everyday surprises.

AUTO

From daily commutes on MoPac to weekend road trips, we help you choose auto coverage that fits how and where you drive—so you’re protected when the unexpected happens.

LIFE

Life insurance is about taking care of the people you love. We’ll walk you through your options—term, permanent, or a mix—so you can build a plan that supports your family’s future.

BUSINESS

From small offices to local shops, we help protect your business with coverage for property, liability and more, tailored to the way you actually operate.

Why Clients Choose Hammer & Associates

Decades of Experience

Mike has been serving the Austin area as an agency owner since 1988, helping thousands of customers make sense of their insurance and stay protected through every season of life.

Straightforward Guidance

We skip the jargon and fine-print buzzwords. We’ll tell you what a policy actually does, where you might be over- or under-insured, and what changes will have the biggest impact.

Local Service When It Matters

When something goes wrong—a wreck, a storm, a claim—you’re not alone. Our team is here to help you navigate the process, answer questions, and advocate for you.

Proactive Reviews

As life changes, your coverage should too. We encourage regular policy reviews so your protection keeps pace with new cars, a new home, a growing family or a new business.

Rooted in the Austin Community

More Than an Insurance Office

Protecting people is what we do professionally; investing in the community is who we are.

For years, Mike has donated his time to local youth sports and leadership programs in North Austin, including long-term involvement with Town & Country youth sports organizations and Centex youth baseball, as well as serving and volunteering with his local church.

For us, insurance is one part of a larger commitment: helping people feel secure enough to build the lives and communities they care about.